I've heard that most of customers are afraid of obtaining a credit card just because their credit leaves much to be desired. I want to gladden those who have such an opinion.
Capital One Bank is you saviour. It has established a number of credit offers that are really attractive. Just look at the terms and conditions of the available fair credit cards. I have applied ofr one offering no annual fee and zero APR on purchases. Hope it is a successful deal! You see I'm fond of shopping and I'm sure to profit from the card. So don't think that your credit rating is that bad, hurry up and follow my example :-)))