Recently I've been looking through the Internet and realized that people consider credit cards to be the main kind of payment. It happens in spite of the fact that most of them have ever run in debt.
In pursuit of best credit card offers consumers are ready to do everything if their credit history leaves much to be desired. Credit card companies take advantage of this situation and begin to make profit from these cardholders.
The worst thing is that cosumers stongly beleive that cerdit issuers will do everything possible to repair their credit history. So they rely on them and don't even look through the terms and conditions. Credit card companies take advantage of this situation and people become victims of infair practice.