Nowadays identity theft is widely popular and more and more ways of it are created by thieves. People try to fight against it protecting themselves how they can do it. The most widely-spread method is credit card freeze. Freezing credit report prevents anybody from knowing your personal information and taking credit or loan in your name. Although it may seem to be very helpful and you will stop worrying about ID theft but it has a negative side, too.
You will have problems if you decide to apply for another plastic because the lender won't be able to examine your credit report. You may also have troubles with getting a job because the employee doesn't have a chance to look at your credit report. So, you should look through the pros and cons of the procedure.